Restaurant Loans 💰 Restaurant Financing 💰 Advances

Restaurant Loans and Restaurant Financing


Eating and drinking establishments typically face a tough time obtaining traditional bank financing. The Merchant Cash Advance industry is on a mission to make sure those businesses get the support they need. We believe that restaurant financing is one of the most important private sector responsibilities that financial institutions are tasked with. Whether it be a Merchant Cash Flow Loan based on your total sales volume or a Merchant Cash Advance based on your electronic card payments, we're confident we can help you. Both programs have a revolving feature, which allows you to draw down more capital before the initial funding has been completely repaid. An example of businesses that qualify are:

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  • Full service restaurants
  • Quick service restaurants
  • Bars/Pubs
  • Cafés
  • Delis/Bodegas
  • Snack bars
  • Eateries (Inside malls, educational buildings, or other businesses)
  • Food trucks/carts
  • Catering halls
  • Catering services
  • Coffee shops
  • Buffet style restaurants
  • Food delivery services
  • Ice cream/frozen yogurt/Italian ice shops
  • Milkshake/specialty drink shops

You qualify for funding if:
  • Your business is open
  • Your business is generating revenue
  • You have Poor, Fair, or Excellent Credit
  • You generate at least $10,000 in monthly sales OR process at least $1,000 in credit/debit card sales
  • You are serious about investing in your business's future


  MerchantCashAdvanceIndustry.org in the news:


Jan 30
What the Merchant Cash Advance Industry is All About

Curious to know who we are? We represent a vast network of Merchant Cash Advance (MCA) providers and it’s our job to help small business owners get information and get funded! An MCA differs from a loan because it is the sale of future card revenues in exchange for capital upfront. That means there are [...]

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Jan 16
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Restaurant Loan Options – The New Reality

Cooking is a passion, but a restaurant is a business. When it comes to food service, we know just how challenging it can be. Ovens break, pipes burst, and employees don’t show up. Competitors move into the neighborhood and vendors are more likely to demand COD than to extend thirty terms. But what happens behind [...]

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