Who Qualifies For Loans or Advances?

Are you eligible for funding? Most businesses are.

• Microloan: Requires you generate a minimum of $10,000 a month in gross sales. You do not need to accept credit cards to qualify. Funding maximum of $500,000.
• Merchant Loan: Requires you generate a minimum of $15,000 a month in gross sales. Approvals based on historical cash flow activity. You do not need to accept credit cards to qualify. Funding maximum of $2 Million.
• Small Business Loan: Requires a minimum of $50,000 a month in gross sales. Approvals based on historical cash flow activity and credit score. You do not need to accept credit cards to qualify. Funding maximum of $2 Million.
• Merchant Cash Advance: Requires you accept a minimum of $2,500 a month in credit or debit card sales. Funding maximum of $500,000. Contracts are structured as a purchase of future card sales.
• ACH Advance: Same requirements as a Merchant Loan, but the contract is structured as a purchase of future sales, rather than as a loan. Speak with your account representative for details
• Startup loans: We can do startup loans almost instantly through a 3rd party even if your business isn't open yet. Rates start at 6.38% APR and max loan size is $35,000. Apply through here now.

Time in business requirements for existing businesses vary from 3 months to 2 years depending on the program and the amount of funding required.

Not sure if you qualify? We're FLEXIBLE! Call 877-877-6894

Applying through our web portal does not require your most sensitive information, but it will allow you the opportunity to speak with a qualified financing expert. There is no cost and no obligation. The MerchantCashAdvanceIndustry.org founders have connected small businesses with more than $100 million in financing since 2006. Retail and food service establishments are the most popular users of our funding, but any business with documented cash flow history is a candidate. The underwriting is flexible, so it can't hurt to inquire if you're just below the minimum.

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